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Oscar fee schedule 2026, by CPT code.

Oscar Health publishes the rate it negotiated with each practice it contracts with, by NPI. Enter yours and we read Oscar’s files for your rates.

Medical rates come from Oscar’s own files; behavioral health from Optum’s, which Oscar publishes alongside them.

What you’ll get

CodeVisitYour Oscar rateSource file
Filled in from Oscar’s own file when you enter your NPI.

Oscar publishes 32 in-network rate files. We read them for the rate listed for your practice, code by code.

Get your own rates for your NPI
Rate lookupSix codes your specialty bills most66 payers liveSource — the payer’s own machine-readable file
✓ No account✓ No card✓ An NPI is public registry data — not patient data✓ Most payers answer in seconds; the big ones take minutes and we email you

Need the codes you bill, across your payers? Start a fee schedule from $99/month.

Inside Oscar’s files

What Oscar publishes.

In-network files32

Published by Oscar under the federal Transparency in Coverage rule.

Last checkedSep 21, 2026

What you get

The number, and everything behind it.

Negotiated rate

The exact dollar Oscar negotiated for a CPT code and your NPI — the genuinely negotiated figure, chosen by a fixed rule, not the “derived” line beside it.

Network & setting

Which Oscar network the rate sits in (an HMO and a PPO product can pay differently), and that it’s the in-office professional rate.

Provenance

The source file and its “as of” month, linked — so the number survives being questioned by a contracting manager.

Across your payers

On a paid plan, Oscar becomes one column of a sheet next to every other payer you take, with underpayment checks and change alerts.

Your states

All the payers we read in Alabama, Arizona, Florida, Georgia, Iowa, Illinois, Kansas, Michigan, Missouri, Mississippi, North Carolina, Nebraska, New Jersey, New York, Ohio, Oklahoma, Pennsylvania, Tennessee, Texas, Virginia.

AlabamaArizonaFloridaGeorgiaIllinoisIowaKansasMichiganMississippiMissouriNebraskaNew JerseyNew YorkNorth CarolinaOhioOklahomaPennsylvaniaTennesseeTexasVirginia

Questions about Oscar’s rates or your contract? Ask us →

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